MLM Success Stories and Facebook Pages

If you're not sharing your MLM success stories to your Facebook pages by now, you're missing out on lost opportunities. Your success can inspire prospects and help them take action. Facebook is another tool to connect with your prospects and help them learn more about you and your business. It is not the perfect tool, but one that should not be ignored by MLM businesses. While there is competition there, just like anywhere else, the effort and time you devote to your social pages can pay off in the long run.

Sharing Your MLM Success Stories to Facebook

Facebook pages is a great ground to share your MLM success stories. There are a couple of options to present them to your audience. One way is through text, graphics, images, audio and even video. You can use a combination to help reach further into the world of Facebook. Don't feel limited to one content format. Some people respond better to videos and some to graphics and text. A blend can help you achieve better results as you post your content. Watch for interaction from your audience and adjust your plan of action. If you feel like images and text are working better than videos, then switch to that format.

A consistent schedule is important for social media, especially for pages on Facebook. Your MLM success stories should be posted on a regular schedule. This means figuring out how often you want to share your stories, what and in what format to share them in. If you're unsure on how to proceed, try once a week with no more than two stories. Now you just need to figure out the format. Once you get data back, you can make changes to the sharing plan.

Linking from your MLM success stories to critical pages

Your MLM success stories are bait to draw in prospects to your website. Make sure that you add the right link to each story. All of your content that you share should point back to your pages of one type or another. It's a free form of advertising. Many out there are not adding links and wonder why they lack traffic and success. Be careful not to add too many links either, use only one link per story that you're sharing. This will make it easier for your prospects and for you to track data from. You can change the links out later, if need be.

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How to Get the Lowest Interest Rates While Refinancing Education Loans

Refinancing education loans might seem complicated. However, it does not have to be. Refinancing is just another option to help you save money by consolidating various education loan balances into one new loan. The new education loan has a lower rate of interest and reduced monthly payments to help you repay the loan amount hassle free. Before getting the approval for refinancing, however, it is crucial to strategize. You need to have a game plan that can help strengthen your case and avail the lowest possible rate of interest. Here's how to begin.

  • Evaluate Your Cost of Living

Some cities have a higher cost of living than others. Likewise, living alone or with a roommate can significantly affect your expenditures. You must understand that cost of living is an important aspect for refinancing companies to consider. Therefore, it is better to make lifestyle choices that might help you free up more cash. You can start by renting a smaller apartment or leasing out a cheaper car if you're going to pursue higher education in a city such as Manhattan. Likewise, if you're relocating to an inexpensive city, it is better to submit an application for refinancing at least two months after you move in. This is an important step because refinancing companies prefer candidates who have a living budget that allows them to have a stable cash flow each month to pay off the loan payments instead of those who scrap their savings.

  • Check Your Credit Score

There are many refinancing companies who consider the borrower's credit score as a criterion. A good credit report does help secure a low-interest rate on both secured and unsecured education loans. You can significantly improve your credit score by paying all bills in advance in general. It is also helpful to reduce your credit card usage for a few months before submitting the application for a new education loan . There are multiple websites such as annual credit report.com, which can help you evaluate and improve your score.

  • Provide a Complete History

Most refinancing companies require you to provide a thorough insight into your educational qualifications and relevant work experiences. Therefore, if you've studied science, math, engineering or business at a reputable school, it always helps your case to include that information. Same goes for the hands-on skills and total work experience because overall, it all makes you attractive as an applicant who can continue to make the payments. Moreover, if you have a job offer in-hand, make sure to include the offer letter in your application.

  • Show All Income Sources

Before submitting your application, make sure you provide information on each and every source of income and not just job earnings. You can list dividends, bonuses, interest earned, and any other money-making prospects. Remember, with a higher income, you will be able to place more cash into the refinancing equation. Therefore, it helps to keep income proofs such as tax returns and interest statements. Moreover, make sure you have a current driver's license and your private education loan statements are all correct.

  • Be Flexible

If you have multiple education loans and you're not getting the best possible rate, it is better to refinance only a couple of the loans. There's a possibility that you can avail lower interest rates with a smaller refinance balance. You always have the option to apply for the full balance later when you have better income sources or you relocate to an inexpensive location. Adding a co-signer also helps improve your chances of approval.

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Learning English With Native Speaking Teachers

Learning English can seem like a complicated and time consuming task. Understanding English slang, and how native English speakers engage in conversation, is something that cannot be learned in a text book. Learning English from a native speaker teacher has a number of advantages. Although there can be miscommunication regarding culture and customs, native speaker teachers can make it easier to learn and understand the English language.

The advantages of learning English with native speaker teachers include:

1. Authentic Learning: A student will be exposed to the authentic English language. Through learning activities such as games, students will learn about the culture and how to speak like a native speaker. This includes the use of slang and accents. Students will be able to engage in real and regular conversations that English speakers use every day.

2. Pronunciation and Language Use: Native speaker teachers provide a natural way of learning English words and grammar. Students will learn how to properly pronounce words and phrases. They will also learn how to speak and write using proper grammar and vocabulary. They can provide instant and accurate feedback to help students overcome bad speech patterns. . For instance, if a student pronounces a word "ate" but means to say "hate," a teacher will provide proper enunciation of the letter "h." Many words look the same but are pronounced differently. Phrases such as "I have read that magazine," and "I like to read" are good examples. These types of words can be confusing for a student learning English. A native speaker teacher will understand the background and meaning of the words.

3. Cultural Questions: Because the English language is often integrated within a culture, native speaker teachers are able to provide answers to questions about customs or cultural practices that may come up during class.

4. Grammar: People whose native tongue is English are quick to catch grammar errors. For instance, a phrase such as "will not to tell" is a grammar mistake a teacher will pick up on every time. They will provide positive feedback to help a student learn to say "will not tell." After a series of positive feedback sessions, students will begin to monitor themselves and catch their own mistakes and correct them.

5. English Conversations: By conversing with native speakers, a student of English will be able to pick up on the meaning of phrases and the teacher will be able to make sure the student is applying the proper meaning of the words and phrases they use. The English teacher can explain why a phrase is spoken in a certain way.

6. Verbs: Some English verb phrases can be very confusing. A teacher can explain phrases like "come up with" or "checking in on" much more easily. There are also many irregular verbs used in the English language. Rules for such verbs as "sing, sang, and sung" can be difficult to comprehend. A teacher who is fluent in English can make these rules regarding irregular verbs easier to understand.

7. Strange Vocabulary: Explaining the difference between such phrases and words as "wise man and wise guy" can be difficult. The teacher will have an easier time explaining types of words that seem illogical to a student.

English is not the most complex language in the world, but it can be one of the most difficult to learn. Native speaker teachers will have the experience of speaking the language and have a better and less complicated way of providing explanations. When implemented correctly, teaching English to foreign students can be rewarding and enjoyable for both the teacher and the students.

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Will Python Replace Java?

According to the most recent study, Java is currently more popular than other programming languages ​​including Python. Likewise, according to the latest usage statistics posted on a popular Technology Survey site, Java is being used by 3.0% websites as a server-side programming language, whereas only 0.2% of websites use Python. However, many reports have highlighted that the usage and popularity of Python is growing consistently. So it becomes essential for programmers to understand some of the major differences between these two popular programming languages.

Understanding Important Differences between Java and Python

Both Java and Python are general purpose programming languages. While the former is a statically typed language wherein the programmers have to declare all variable names explicitly, the latter is looked upon as a dynamically typed language where developers are not required to declare variable names explicitly.

Java requires developers to write longer lines of code to accomplish common programming tasks. They also have to put in additional time and effort to organize, maintain and update the Java code base. On the other hand, syntax of Python enables developers to express concepts without writing longer lines of code. It further emphasizes on reusable and readable code generation. Thus, it becomes easier for programmers to maintain and update the code base.

Both the languages ​​have been updated on a regular basis. The programmers can use Java 8 to avail a number of new features including lambda expressions, a new date / time API and a new functional interface. They can further switch from version 7 to version 8 of the programming language without any hassle. But developers often find it daunting to choose between Python 2.x and Python 3.x. Both the versions are being maintained in parallel and hence switching from Python 2.x to Python 3.x is found to be challenging.

Java makes it easier for programmers to create portable cross-platform applications. These applications can run on any device on which Java virtual machine (JVM) is running. On the other hand, the developers have to use a Python compiler to convert the code written in Python into code understandable by the specific operating system. As JVM is installed on many devices, the developers can run Java applications on various devices without requiring any specialized tools and compilers.

The performance and speed of the two programming languages ​​differ. Many programmers have proved that Java is faster than Python. While it cannot be used to accomplish CPU-intensive tasks, developers often have at their disposal, a number of options to enhance the execution speed of Python. They have to replace Python's default runtime with CPython, PyPy or Cython to increase the execution speed significantly. On the other hand, the performance of the Java application can be easily optimized without using any additional tools.

Along with being a popular web technology, Java is also widely used for developing apps for the world's most popular mobile operating system, ie, Android. The Android SDK includes a number of standard Java libraries. The developers can easily create Android apps by taking advantage of networking, data structure, graphics, and math libraries. They can even avail a number of tools and frameworks to speed up Android app development. But those into Python development know that it cannot be used for mobile app development directly and exclusively. The developers have to use additional frameworks and tools to use it for mobile app development. Many programmers prefer developing mobile apps with Java to save both time and effort.

A number of reports have highlighted a steady increase in the popularity of JVM based languages ​​like Scala. The modern age JVM languages ​​are designed with features to help programmers to write concise, reusable and maintainable code within a shorter amount of time. Many programmers prefer these JVM languages ​​to Java to reduce the amount of time and efforts required for building and maintaining a variety of modern applications.

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Medical Billing Services – Choose Wisely

It's not news nowadays that healthcare providers are heavily outsourcing their medical billing services to professional companies to look after their medical billing and collections. A number of physicians, hospitals, nursing homes, urgent care centers, laboratories, DME companies, and other entities associated with the healthcare industry have realized the need for professional handling to regain focus on revenue recovery mainly through the reduction in operational costs.

There lies another challenge ahead – to find out the proper medical billing service, which can provide you with the solution you are looking at your budget. It is extremely important to research rigorously by self-defined parameters for selecting the desired service. However, some common factors that can be broadly considered essential for most healthcare providers can be discussed:

Points to Ponder

Some basic points that cannot be overlooked in your search for the desired medical billing assistance will include the following:

Accurate and efficient service : Go for the medical billing services that can take the onus of all your billing collections – accurate, complete, and timely payment from the third party payers and patients through latest technology to attain maximum efficiency in the system.

Excellent references : Revenue is the key focus and you need more business for that and for more business you need more references. Look for medical billing services that have enough experience and reputation to provide you excellent referrals from physicians.

Expert coding : Coding is one of the most important aspects of medical billing in this time of EMR and EHR technology. Sought medical billing services that can provide you with the required expertise in ICD-10 coding. Due to an absence of certified and experienced coders in their in-house team, most of the practices suffer from common coding issues like:

o Unbundling : Unbundling involves listing of different billing codes for charging for services falling under one billing code. This results in bill getting inflated because the items that should have been been filled as a package rate get billed separately.

o Balance billing : This coding error arises when the balance bill sent to the patient after the insurance company price negotiation with the care provider and all of the hospital's charges are supposed to be covered under the patient's policy.

o Duplicate Billing : Another common billing error, which involves multiple bills getting generated for the same procedures or services.

Dedicated account management : Always prefer a service that provides you, experts, to dedicatedly look after your collections without any extra charge. The account managers should always be within your communication range to provide assistance during an emergency.

Flexible services : Sometimes you might need a single service like prior authorization. Choose a medical billing service that can offer you standalone services as and when required and not charge for a whole package for RCM or other packages. It should also be flexible enough to work in both the electronic and manual platforms as per the requirement.

Special edge : A great and a good medical billing service can be distinguished by the virtue of that 'something special' it offers. A great medical billing service can maintain a seamless healthcare management through cutting-edge services for the patients, providing your practice with the professional guidance it needs to complete a comprehensive end-to-end revenue cycle management. An experienced and reliable company can do the trick for you by achieving the seamless overall transitions from your time and cash stripped condition to making your practice revenue-healthy, up, and running.

Errors, both electronic and human can nag your practice from getting the desired result. Signing a really able medical billing service will provide you with the shield from those errors saving you unnecessary loss of time and money!

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Types of Cryptocurrency Wallets and Their Overall Security Aspect

There exists various types of cryptocurrency wallets to allow users store and access their digital currencies in different ways. The question that is relevant in this context is how far are these wallets secure. Before taking up the security aspect, it is helpful to understand the various types or varieties of cryptocurrency wallets that exist today.

Cryptocurrency wallet: Types and varieties

These wallets can broadly be classified in 3 categories:

  • Software wallets
  • Hardware wallets and
  • Paper wallets

Cryptocurrency software wallets can again be sub-divided into desktop, online and mobile wallets.

  • Desktop software wallets: These wallets are meant to be downloaded and installed on desktop PCs and laptops. This particular variety offers the highest level of security though their accessibility is limited only to the computer in which they are installed. Moreover, in case, if the computer gets hacked or is virus-infected, there's a possibility that one may lose all his or her money.
  • Online software wallets: This range of cryptocurrency wallets run on the Cloud. Thus, they can easily be accessed from any computing device and from any geographical location. Apart from accessibility convenience, this type of digital wallets store the private keys online. The keys are even controlled by third-parties; This makes them easily vulnerable to hacking and theft.
  • Mobile software wallets: Unlike the two other varieties, mobile software wallets run on smartphones through an app. These can easily be used everywhere, including retail stores and malls. This range of the wallets is usually much simpler and smaller compared to the normal desktop ones to accommodate with the very limited space on mobile handsets.

Difference between hardware and software wallets

Hardware digital wallets vary from the software ones on the aspect of storing a user's private keys. The hardware wallets store the user keys in a hardware device (for example, the USB). Thus, as the keys are stored offline, these wallets offer an added security. Moreover, hardware wallets are easily compatible with many online interfaces and can also handle different currencies. This variety of cryptocurrency wallets is also easy to make transactions with. As a user, you just need to plug in the device to any computer, which is connected to the web before entering a PIN, transfer the currency and just confirm the transaction. Your digital currency is kept offline by the hardware wallets and thus, the risk factor or security concern is also much lesser.

Paper digital wallets: This range of digital wallets is also user-friendly and ensures a high-level of security. The term "paper wallet" just refers to the hardcopy printout of a user's both public and private keys. However, considering the instances, it can also refer to a software application meant to generate the keys securely before printing.

Sweeping with paper wallets

Using paper wallets is relatively somewhat easier. In order to transfer any cryptocurrency to your paper wallet, just transfer the funds from the software wallet to the public address, which your paper wallet displays. Similarly, when you want to spend or withdraw your money, just transfer the funds from the paper wallet to your software wallet. This procedure is popularly referred to as 'sweeping'.

Sweeping can be done either manually, by entering the private keys or scanning the QR code on a paper wallet.

How secure cryptocurrency wallets are

Different varieties of digital wallets offer different levels of security. The security aspect mainly depends on two factors:

  • The type of wallet you use – hardware, paper, online, desktop or mobile
  • A chosen service provider

It does not require mentioning, it is much safer to keep the currencies in offline environment, as compared to online. There's just no way to ignore the security measures, irrespective of the wallet one has chosen. If you lose your private keys, all the money kept in the wallet will be gone away from your hands. On the other hand, if the wallet gets hacked or you transfer funds to a scammer, it won't be possible to reverse the transaction nor reclaim that money.

Investing in cryptocurrency is a smart business idea and for that, using a suitable wallet is inevitable. You just need to be bit cautious to ensure safety and security aspect to your fund transfers and transactions.

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Five Surprising Benefits of Outdoor Recreation

When it comes to exercise, many people head straight to the gym, preferring to work their muscles on a treadmill or elliptical machine. While gyms are certainly useful and can give an athlete a head start on their fitness goals, nothing quite beats the benefits of nature. For those looking to improve their physical fitness, outdoor recreation can help boost both physical and emotional fitness and health, while also transforming exercise from a dull routine into a fun adventure. Here are five reasons everyone should head outside.

Improve Physique

Outdoor recreation can often be physically demanding, but the sports work different muscles than those static machines at the gym. Instead of doing countless repetitions on a weight machine, try canoeing or go fishing with a friend. The motions of the sports work the arm and core stabilizer muscles in a different way, boosting the effectiveness of a gym workout and improving muscle tone and strength. Best of all, because the movements come with a healthy dose of fun, it won't feel like exercise!

Engage With Others

Working out in a gym is often a solitary activity. Headphones and televisions often keep people from interacting or conversing as they work out. Outside, whether it's on a hiking trail or at a golf course, people can talk to each other, turning a solitary activity into a social outing. Once the conversations start, many people find they have more in common with their fellow participants than they expected, resulting in new friendships and new connections.

Unplug From the Daily Grind

Technology is everywhere in daily life. At work, many tasks are completed on a computer, and at home, countless hours are devoted to the television. Heading outside for a walk or sitting in a park gives people the opportunity to unplug and relax. Rather than focusing on a screen, individuals can focus on watching the clouds or observe the way the leaves blow in the wind. Disconnecting from technology gives the mind a chance to rest and reset, reducing anxiety and stress associated with an on-demand society.

Better Sleep and Improved Focus

Anyone who is familiar with spending hours outside in the sun knows that at the end of the day, their body is tired. Outdoor recreation changes up the way the body moves, exercising new muscles and stimulating the mind. Physical activity helps the body relax and makes it easier to fall asleep and stay asleep throughout the night. Well-rested individuals are better prepared to focus the next day and often see an improvement in the quality of their work.

Develop New Hobbies

Getting outside is a great way to discover new passions and hobbies. Go to a new place, hike a new trail, or play a new sport. Not only will the new experiences help cultivate a passion for the environment, but it will also give individuals an outlet outside of their usual hobbies.

Instead of heading to the gym for a solitary workout session, head outside, take a walk in nature, and breathe the fresh air!

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Three 'I's For Success in Life

Everybody likes success in their life. However, Success is not a fairy tale that revolves around the element of miracle and imagination. Rather, a person has to pass through the realities of life to understand what is success. As the two eyes are essential for biological life, there exist three 'I's which are indispensable for successful life. Certainly, the possession and employment of them ensure achievement and contentment of any individual. They also help to bring discipline and efficiency in all walks of our life. The three 'I's are discussed hereunder.

Interest : A person should develop the interest in whatever he does. Else, not only the efforts and time spent will be in vain but breeds discontent among the surrounding people. In the same way, over-enthusiasm is also not preferred. Maintaining the interest in anything needs grit and tenacity of the person.

Initiative forms the second step in reaching the desired target. Having interest alone does not suffice to get the result. One should take efforts to plan well and expend the resources, including the time and faith in others. Moreover, one must take new and consistent steps to overcome any foreseeable adversities. Remaining optimistic with a positive mindset tends to produce new ideas.

Involvement . This is the crucial stage for guaranteeing success, and it refers to 'Staying alert and sticking to the set course of actions.' In case of any setback or deviation, there will not be any loss of interest or initiative. Rather, the determined mind keeps faith and moves ahead with confidence. Because Persistent efforts produce success ultimately.

Simply having interest wouldn't yield results unless a person takes concerted efforts to stick to that and continue in that direction without any loss of focus. The effects of the three 'I's can be understood with an example.

A gardener keeps working without bothering about who visits the garden and how much wages he gets. Because he has a deep interest and attachment to the task and takes all initiatives to grow all species of plants and trees. His involvement in the garden is immense that he never feels it as a work or duty but enjoys it. Naturally, the owner of the garden is not only bound to appreciate and reward his sincere servant but bears the responsibility to take care of the welfare of the gardener.

Success by itself cannot be the life but sweetens the latter. Anything that helps in the spread of peace and happiness in the world amounts to success.

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Role Of Education In Life

Education plays a paramount role in the modern technological world. Nowadays, there are many ways to enhance the education level. The whole criteria of education have been changed now. Education is not so costly, anyone one with less money may study continuously. It is important for getting bright future as well as plays a most important role in the development and progress of the country.

Every parent tells their kids from childhood about the importance of education in the life and all the advantages of education to make their mind towards better study in the future.

Education is Self Empowerment: – Education helps you understand yourself better, it helps you realize your potential and qualities as a human being. It helps you to spout into latent talent, so that you may be able to improve your skills. Receiving a good education helps empower you, thus making you strong enough to look after yourself in any given situation

Enhance Creativity: – The education help to students apply their creative skills to come up with ideas that help make the essays more professional. This creativity helps them attain their overall educational goals.

Educated societies Create the Educational Environment: – Our society should try to create an environment that is helpful for all section of society in getting a good education. Our education that separates us from other living beings on the planet. It is our education that gives us the knowledge and skills to use our creative talents.

A Backbone Of Developing Countries: – A country can not progress without having a sound education system. Educated individuals have the ability to become entrepreneurs, technology professionals, scientists, and agriculturists. The major problem for underdeveloped and developing nations is low literacy rate, and large numbers of people are still living below the poverty line. Educational development is vital for the economic prosperity of a nation.

For Financial Stability: – Education helps you gain the academic qualification so that you are able to get suitable employment. While you earn for yourself, also you feel financially independent and free from any further financial support. You feel pride that you are earning for yourself, and are not obligated to anyone.

Education plays its continuous role in our daily life. The benefits being accrued, education is the best way to move forward not only for an individual but also for a country. It completely changes our mind and personality and helps us to attain the positive attitudes.

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Language Learning Theories – Condition-Oriented Versus Process-Oriented

Even in learning a new language, there are theories that you need to consider. However, anyone should be aware about it as it affects their way of learning towards studying a new language. There are two main classes of theories in language learning: condition-oriented and process-oriented. Each one emphasizes a different set of factors that play a critical role in the way students can learn best. Here are things that you need to know:

Condition-Oriented Theories

These types of theories focus on the human and physical context in which language acquisition can take place. For example, they answer questions like:

  • What situations does a person need to find himself in to gain the necessary motivation and experience to successfully adopt a new speaking?
  • What characteristics does a good language learner have?
  • Where can someone best acquire a language?

Process-Oriented Theories

In these group of theories, the focus is on learning processes, rather than the conditions that allow them to happen. The idea is that if you can drill down the processes, you can replicate it for as many individuals as possible. This includes concepts such as

  • Habit-formation
  • Hypothesis testing
  • Induction

How does this affect you as a language learner? Well, if you are working towards acquisition, you probably know that you simply can't depend on one material to facilitate your learning. Even the best language learning software delivers best results when combined with other learning materials. The better-versed you are with theory, the smarter the choices you can make with regards to combining study materials.

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